Terms of Service

Welcome to the website of Southeast Banking Systems (“SBS,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of the SBS website, including all pages, content, materials, features, and functionality made available through the website (collectively, the “Website”).

By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

These Terms apply to anyone who visits or uses the Website, whether or not the visitor submits information to SBS, requests information, contacts SBS, or becomes a customer.

1. Purpose of the Website

The Website is intended to provide general information about Southeast Banking Systems, its products, services, capabilities, industries served, and other company-related information.

SBS provides products and services to financial institutions and other organizations, including schools, government entities, healthcare organizations, municipalities, pharmacies, and other commercial or institutional customers.

Information presented on the Website is provided for general informational purposes only. The Website is not intended to constitute a binding offer, quotation, proposal, contract, warranty, guarantee, or commitment by SBS to provide any particular product or service.

Any purchase of products or provision of services by SBS is subject to the specific terms and conditions contained in the applicable quotation, proposal, purchase order, service agreement, installation agreement, monitoring agreement, maintenance agreement, or other written agreement between SBS and the customer.

If there is a conflict between these Terms and a separate written agreement governing products or services purchased from SBS, the applicable written customer agreement will control with respect to that transaction.

2. Eligibility and Permitted Use

The Website is available to anyone who wishes to visit it, subject to these Terms and applicable law.

You may access and use the Website for lawful purposes, including:

• Learning about SBS and its capabilities;
• Reviewing products and services offered by SBS;
• Researching potential solutions for your organization;
• Contacting SBS;
• Requesting additional information;
• Communicating with SBS regarding products or services; and
• Conducting other legitimate activities related to SBS.

You agree not to use the Website for any unlawful, fraudulent, abusive, or unauthorized purpose.

3. Prohibited Activities

You may not use the Website to:

• Violate any applicable federal, state, local, or international law or regulation;
• Attempt to gain unauthorized access to the Website, SBS systems, servers, networks, or other technology;
• Interfere with or disrupt the operation, security, or availability of the Website;
• Introduce viruses, malware, malicious code, or other harmful technology;
• Conduct automated scraping, crawling, data mining, or systematic extraction of Website content without SBS's prior written permission;
• Attempt to circumvent security measures or access restrictions;
• Impersonate SBS, its employees, representatives, customers, vendors, or other persons or entities;
• Use information obtained from the Website to engage in fraudulent, deceptive, or unlawful activity;
• Copy, reproduce, distribute, modify, publish, transmit, sell, license, or commercially exploit Website content without appropriate authorization;
• Use the Website in a manner that could damage SBS's reputation, systems, operations, or relationships with its customers or vendors; or
• Assist or encourage another person to engage in any prohibited activity.

SBS reserves the right to restrict, suspend, or terminate access to the Website if it reasonably believes that a user has violated these Terms or otherwise used the Website in an unauthorized manner.

4. Website Content

The Website may contain text, photographs, graphics, videos, illustrations, product descriptions, specifications, logos, trademarks, service marks, documents, technical information, articles, and other materials (collectively, “Content”).

SBS makes reasonable efforts to provide useful and accurate information. However, product availability, specifications, features, compatibility, pricing, warranties, service areas, manufacturers, technologies, and other information may change from time to time.

Accordingly, Website Content should not be relied upon as the sole basis for making purchasing, construction, security, technology, or operational decisions.

You should contact SBS directly to confirm current product specifications, availability, compatibility, pricing, installation requirements, service capabilities, warranties, and other applicable terms before making a purchasing or implementation decision.

5. Products and Third-Party Manufacturers

SBS offers products and solutions that may be manufactured, supplied, licensed, or supported by third parties.

These may include ATMs, ITMs, cash recyclers, video surveillance equipment, alarm and access-control systems, transaction drawers, drive-up windows, audio/video systems, vaults, safes, lockers, pneumatic tube systems, signage, bullet-resistant glass, security equipment, software, and related products and technologies.

Certain products and technologies presented on the Website may be supplied by or provided in partnership with third-party manufacturers, distributors, technology providers, or other vendors.

SBS does not necessarily manufacture all products described on the Website.

Product names, manufacturer names, logos, trademarks, specifications, and other third-party materials remain the property of their respective owners. Reference to a third-party product, manufacturer, technology, or service does not necessarily constitute an endorsement or guarantee by SBS.

Products and services supplied by third parties may be subject to additional terms, warranties, licenses, limitations, and conditions imposed by those third parties.

6. No Guarantee of Product Availability

The inclusion of a product or service on the Website does not guarantee that the product or service is currently available for purchase, installation, or service in your location.

SBS may discontinue, replace, modify, or change products, manufacturers, technologies, service offerings, and configurations at any time.

Actual product availability and specifications will be confirmed through the applicable SBS representative, proposal, quotation, or customer agreement.

7. Intellectual Property

Unless otherwise indicated, the Website and its Content are owned by or licensed to SBS and are protected by applicable copyright, trademark, trade secret, and other intellectual-property laws.

Southeast Banking Systems and associated names, logos, slogans, graphics, designs, and service marks may constitute trademarks or trade names of SBS or their respective owners.

Nothing contained on the Website grants you any ownership interest or license to SBS's trademarks, copyrights, proprietary information, software, designs, graphics, photographs, documents, or other intellectual property except the limited right to access and view the Website for its intended purposes.

You may view and temporarily store portions of the Website for your personal or internal business use, provided that you do not remove copyright, trademark, or other proprietary notices.

You may not reproduce, republish, modify, distribute, publicly display, transmit, sell, license, create derivative works from, or commercially exploit Website Content without SBS's prior written permission.

8. Website Information and Technical Materials

The Website may contain technical information relating to security systems, surveillance systems, ATMs, transaction equipment, access control, alarm systems, vaults, safes, communications systems, and other specialized equipment.

Such information is provided for general informational purposes and may not reflect the configuration, specifications, limitations, security requirements, or operating characteristics of a particular customer's system.

You should not use Website information as a substitute for professional evaluation, site assessment, engineering, installation instructions, manufacturer documentation, or advice from qualified SBS personnel or other appropriate professionals.

9. Security and Emergency Services Disclaimer

Information about security equipment, alarm monitoring, surveillance, access control, emergency notification, and related services appearing on the Website is for general informational purposes.

No Website Content should be interpreted as a guarantee that any security system, monitoring service, alarm, surveillance system, access-control system, ATM security feature, or other security product will prevent theft, unauthorized access, vandalism, fraud, loss, injury, property damage, or other incidents.

Security products and services can reduce certain risks, but no security technology or service can eliminate all risks.

Actual performance depends on numerous factors, including equipment configuration, installation, maintenance, connectivity, power availability, environmental conditions, user practices, third-party systems, telecommunications networks, and other circumstances beyond SBS's control.

10. No Warranties Regarding the Website

To the fullest extent permitted by applicable law, the Website and its Content are provided on an “AS IS” and “AS AVAILABLE” basis.

SBS makes no representation or warranty that:

• The Website will always be available, uninterrupted, or error-free;
• The Website will be secure or free from viruses or other harmful components;
• Website Content will always be accurate, complete, current, or error-free;
• The Website will meet your particular requirements;
• Information obtained through the Website will produce any particular result; or
• Any particular product or service described on the Website will be available, suitable, compatible, or appropriate for your specific requirements.

SBS disclaims all warranties, express or implied, to the fullest extent permitted by law, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Nothing in these Terms limits any warranty that may expressly apply to a specific product or service under a separate written agreement between SBS and a customer.

11. Third-Party Websites and Services

The Website may contain links to websites, applications, services, manufacturers, vendors, or other resources operated by third parties.

These links are provided for convenience and informational purposes only.

SBS does not control and is not responsible for the availability, content, security, privacy practices, products, services, policies, or practices of third-party websites or services.

The inclusion of a link does not constitute an endorsement, sponsorship, recommendation, or approval by SBS.

Your use of third-party websites and services is subject to the terms and policies of those third parties.

12. Privacy

Your use of the Website may involve the collection and processing of information as described in SBS's Privacy Policy.

Our Privacy Policy, as amended from time to time, is incorporated into these Terms by reference.

By using the Website, you acknowledge that you have had the opportunity to review the Privacy Policy.

13. Information You Submit to SBS

If you voluntarily submit information to SBS through the Website, including through contact forms, inquiry forms, requests for information, employment inquiries, or other communications, you represent that the information you provide is accurate and that you have the right to provide it.

You should not submit confidential, proprietary, sensitive, regulated, or security-critical information through a general Website form unless SBS specifically requests that information through an appropriate secure channel.

Information submitted through the Website should not be assumed to be confidential unless SBS expressly agrees otherwise in writing.

14. Limitation of Liability

To the fullest extent permitted by applicable law, SBS and its owners, officers, directors, employees, agents, affiliates, contractors, licensors, suppliers, and service providers shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:

• Your access to or use of the Website;
• Your inability to access or use the Website;
• Reliance on Website Content;
• Errors or omissions in Website Content;
• Third-party websites or services;
• Viruses, malware, security incidents, or other harmful technology;
• Interruptions, delays, or failures of the Website; or
• Any other matter relating to the Website or these Terms.

This limitation applies regardless of the legal theory asserted, including contract, tort, negligence, strict liability, or otherwise, even if SBS has been advised of the possibility of such damages.

To the fullest extent permitted by applicable law, SBS's aggregate liability arising out of or relating to your use of the Website shall not exceed $100.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law.

15. Indemnification

To the fullest extent permitted by applicable law, you agree to defend, indemnify, and hold harmless SBS and its owners, officers, directors, employees, agents, affiliates, contractors, licensors, suppliers, and service providers from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to:

• Your violation of these Terms;
• Your unlawful or unauthorized use of the Website;
• Your violation of another person's rights; or
• Your violation of applicable laws or regulations.

16. Changes to the Website

SBS may modify, suspend, discontinue, or restrict access to all or any portion of the Website at any time, with or without notice.

SBS is not responsible for any resulting loss, damage, or inconvenience.

SBS may also modify Website Content, product information, service descriptions, and other information at any time.

17. Changes to These Terms

SBS may update or revise these Terms from time to time.

When changes are made, SBS may update the “Last Updated” date at the top of this page. Your continued use of the Website after revised Terms are posted constitutes your acceptance of the revised Terms.

You are encouraged to periodically review these Terms.

18. Termination or Restriction of Access

SBS may, in its discretion and without prior notice, suspend or terminate your access to the Website if you violate these Terms, engage in unauthorized activity, or engage in conduct that SBS reasonably believes may harm SBS, its customers, vendors, systems, or other users.

Any provisions of these Terms that by their nature should survive termination shall survive, including provisions relating to intellectual property, disclaimers, limitations of liability, indemnification, governing law, and dispute resolution.

19. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict-of-laws principles.

Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the applicable state or federal courts located in Kentucky, unless otherwise required by applicable law.

20. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision shall be enforced to the maximum extent permitted by law and the remaining provisions shall remain in full force and effect.

21. Waiver

No failure or delay by SBS in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy.

A waiver of any provision of these Terms must be made in writing to be effective.

22. Entire Agreement

These Terms, together with any policies expressly incorporated by reference, constitute the entire agreement between you and SBS concerning your access to and use of the Website and supersede any prior or contemporaneous understandings concerning Website use.

These Terms do not supersede or replace any separate written agreement governing products or services purchased from or provided by SBS.

23. Contact Information

If you have questions regarding these Terms or the Website, please contact:

Last Updated: Aug 10, 2026